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If you are looking for information about precious metals IRA companies, then you're in the right place because we review them here. A comparison table is available so you have an overview of their performance.
They are also reviewed one by one on their specific pages. Please follow the link provided in the comparison table.
Plus, more information is provided below the table.
Note: If you’re in a hurry, click here to check out the best company for your retirement funds!
|Company||Links||Our Rating||BCA Ratings||BCA Complaints (last 3 yrs)||BBB ratings||BBB Complaints (last 3 yrs)||TrustLink Ratings|
|Regal Assets||Website, Review||(5 / 5)||AAA||0||A+||0||(4.9 / 5)|
|Heritage Gold Group / Goldco Direct||Website, Review||(4 / 5)||AAA||0||A+||1||(4.9 / 5)|
|Birch Gold Group||Website, Review||(4 / 5)||AAA||0||A+||0||(4.9 / 5)|
|Rosland Capital||Website, Review||(2 / 5)||AAA||6||A||10||(2.6 / 5)|
What Is A Precious Metals IRA?
A “precious metals IRA” is retirement account that has one of the following: gold, silver, platinum, and palladium. It is ideally an Individual Retirement Account that allows approved metals to be stored in it instead of paper currency or paper-based assets. In terms of function, it is similar to a regular IRA, except that it holds precious metals rather than paper assets.
How It Is Done
Being a self-directed IRA, it gives an investor the freedom to choose from select IRA-approved silver, platinum, gold, and/or palladium products. However, before investors can control their investment decisions in this option, they have to determine their asset mix – and not that of their plan's custodian. It also allows them to shift from holding only conventional paper and paper-based assets, to a less volatile asset portfolio, giving them more control over the degree of risk on their retirement savings.
Gold, silver, palladium, and platinum are the four (4) metals investors are allowed to hold in their IRA, provided they are held in IRS-approved coin/bar products.
Investing in this asset, especially with a self-directing IRA is much easier that the average investor thinks. The custodian or trustee works with clients on their retirement planning goals to make the entire process hassle-free. The client has to select a custodian first in order to successfully create or roll over his retirement funds.
It is important to select a well-established or reputable custodian to ensure a smooth transaction. Only those that meet the basic purity requirements can be accepted for inclusion into an IRA account. The IRS requires that all IRAs be in the possession of a custodian or trustee.
Why Retirees Should Roll Over Their Retirement Funds Into This Asset Class
By investing entirely in stocks, mutual funds, and bonds, investors put their retirement at risk. Stock market volatility, economic turmoil, and weakening currencies are the major factors driving investors to protect their portfolios with physical precious metals – the ultimate market economic crisis and volatility hedge.
By adding these assets to their retirement portfolio, investors gain great control over their retirement, because:
- They reduce volatility and risk in their investment portfolio;
- They preserve their purchasing power to ensure their standard of living;
- They add a safe haven investment to their holdings, which is likely to appreciate in value even in times of economic hurdles; and
- They own the real tangible asset, in form of physical or hard metal, rather than paper asset
It is considered the ultimate insurance policy for retirement. It provides an opportunity to invest in gold, silver, palladium, and platinum while enjoying the tax advantages that comes with an IRA. With this, investors can diversify their retirement savings, expanding their investment options beyond the traditional ones.